rediffGURU Ramalingam Kalirajan answers your personal finance queries.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
Switching to the UPS could be a game-changer for your retirement planning, especially if you value guaranteed benefits and higher government contributions, observes Ramalingam Kalirajan.
From how to open an NPS Vatsalya account to knowing how this scheme compares to investing in mutual fund or in provident fund, Ramalingam Kalirajan offers a 360-degree view and the pros and cons of investing in a scheme that has the potential to secure your child's financial well-being.
Shekhar Kumar, an HR expert, talent, and client acquisition leader at SEPL offers advice on how to grow professionally.
rediffGURU Sushil Sukhwani offers expert advice about pursuing higher education abroad.
rediffGURU Samkit Maniar answers readers' personal income tax queries.
Ramalingam Kalirajan dives into the specifics of NPS withdrawal rules to help you understand the conditions under which and when partial withdrawals are allowed.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
Treasury gains helped ICICI Bank post a nearly 10 per cent increase in the consolidated net profit for the April-June quarter at Rs 11,696 crore on Saturday. Growth in the core income slowed for the country's second largest private sector lender, but the treasury operations helped it report a 14.62 per cent rise in its post-tax profit at Rs 11,059 crore on a standalone basis. The core net interest income (NII) growth came at a multi quarter low of 7.3 per cent to Rs 19,553 crore for the reporting quarter.
Do not keep a large portion of your long-term portfolio in FDs.
The 71-year-old politician has been asked to depose at the agency office in Kochi on January 12, they said.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
It is not the job of regulators to ensure that users make profits. It is not the job of regulators to prevent people from making losses. It is not the job of regulators to prevent people from doing stupid things, argues Ajay Shah.
rediffGURU Maxim Emmanuel offers expert advice on how to make an informed career choice.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
No limit exists on the number of electoral bonds that a person (including corporate entities) can purchase.
Are you a first-time IPO investor? Even if IPOs appear attractive with expectations of high returns, they come with risks and complexities, cautions Sheetal Jhaveri and shares her checklist to help you navigate through the world of IPOs
Senior Aam Aadmi Party leader Manish Sisodia walked out of Tihar Jail after 17 months behind bars on Friday and said he got bail due to the power of the Constitution and democracy, and this same power will ensure the release of Delhi Chief Minister Arvind Kejriwal.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
The Central Bureau of Investigation has asked former Jammu and Kashmir governor Satya Pal Malik to answer certain queries in connection with an alleged insurance scam in the Union Territory, officials said on Friday.
At the heart of Paytm's slide lies the abject failure of its Super App strategy, notes Indrajit Gupta.
Technical analysis can help you understand market trends so that you can make informed investment decisions, says Rupak De, senior technical analyst at LKP Securities.
Rediff.com spoke to registered investment advisors to figure out how best the extra Rs 17,500 saved ever year can be invested to create a decent corpus in the years ahead. This is what they said.
While managing rising EMIs can be challenging, the right strategy can help individuals can ease their financial burden, says rediffGURU and financial planning expert, Colonel Sanjeev Govila (retd).
rediffGURU Sushil Sukhwani underlines the factors you need to consider before you make the decision to study outside India.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
Banerjee said her microphone was stopped after five minutes, while other chief ministers were allowed to speak for longer durations.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Are you ready to take control of your financial future? Ramalingam Kalirajan offers a step-by-step guide to calculate exactly how much money you will need when you enter your golden years.
'Generating employment requires a shift in policy.' 'If not, the country will face economic, social and political challenges in the coming years.'
A trip with a new date can be a medley of emotions; it is highly thrilling and, at the same time, surprisingly nerve-wracking. But with these tips in mind, you can aim to have the most memorable holiday together, notes rediffGURU Ravi Mittal, CEO, Quack Quack, an online dating app.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
We need not spend much time going over what this government has done and is doing to the Opposition, by misusing the Enforcement Directorate and the CBI. There is a daily update on that, notes Aakar Patel.
The dealers operating in the space have jumped nearly three times over the past two years.
Your awareness about the effect of the home loan tenure and EMI on your loan empowers you to take better decisions, explains Gaurav Mohta.
Taxpayers with old, outstanding taxes will benefit from the CBDT's new scheme.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
Why is the RBI harsh on Paytm Payments Bank? Why did it give Rana Kapoor of Yes Bank Ltd such a long rope?Often, it's a long investigation process, but the RBI doesn't discuss this openly since that can threaten financial sector stability, explains Tamal Bandyopadhyay.
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